11/2/2022 0 Comments Lloys tsb online![]() ![]() ![]() Yes, although they are quite expensive so I used Wise (was using Starling but they are just as expensive as Lloyds IMO now International transfers - can you get an IBAN/SWIFT number for your account? Support: is it responsive on the phone / online chat / in-branch? Joint account integration: can you see your personal and joint accounts in the app. They also do upcoming direct debit notifications as well as a summary of card spend at the end of every week I get sms notifications if a transaction is declined and fairly real time push notifications about card spend. Mobile push notifications: do you get instant notifications for transactions / declines as per Monzo? Yes, you can see your personal account, joint account and credit card balances in app. Notifications: didn’t really have much in the way of notifications as we had curtailed the use of our account significantly after they’d introduced them. We go it sorted in the end, but it left a bad taste if I’m honest. They at the time admitted that they had seen suspicious activity on my account before I did, but they failed inform me in time. Lloyds fraud department were not at all helpful. The only issue I had, was a few years ago when I was a victim of identity fraud. Sadly, that all dropped off and we began to curtail our use of the account once we got involved with Starling and started utilising Nationwide for our joint account.Ĭustomer service: Overall, no real issues. Initially, we used and abused the Club Lloyds account for the interest it paid a few years ago, we regularly earned around £18 a month in current account interest. My Wife and I ran a perfectly good joint current account with them for many years. I have nothing bad at all to say about Lloyds. Ok, first off, I can’t compare Lloyds to Monzo at all because I’m not a Monzo customer, I can only relate my experience of Lloyds as both a former personal and joint account holder. international transfers - can you get an IBAN/SWIFT number for your account?Īlso, does the Lloyds app show balances/transactions from other non-Lloyds accounts?Īny issues / fees that might put you off Lloyds?.support: is it responsive on the phone / online chat / in-branch?.can you send money via a URL as with Monzo? I use this feature every month to deal out cash prizes on one of my websites.joint account integration: can you see your personal and joint accounts in the app.mobile push notifications: do you get instant notifications for transactions / declines as per Monzo?.If you bank with Lloyds, how do you find the following features: they’re not as “woke” and politically divisive as Monzo and won’t have the online community management issues that soured my Monzo experience.they have branches so I can speak to someone face-to-face if I need to.I assume a well-established bank like Lloyds has fewer instances of spurious account freezing.Switching from Monzo to a company like Lloyds appeals to me as: ![]() I notice Lloyds has the strongest gains from the Current Account Switching Service recently. ![]()
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